Fragile Finances: Low Earners 'Overlooked'

Fragile Finances: Low Earners 'Overlooked'

Are you in this group of low earners who have not found out how you can earn money working from home part time or how you can be working from home by contact with our team, with out affecting your present situation?

Low earners are being pushed to crisis point as the recession makes their finances even more vulnerable, a report has warned.

More than 14 million people whose average household income is £15,800 are overlooked by the Government because they are not poor enough to qualify for benefits, the Resolution Foundation said.

It found the majority (51%) have less than £1,500 in savings tucked away as a safety net and 24% spend more than a quarter of their monthly income on debt.

"We're finding that a lot of low earners are in a very difficult position once they've lost their job as they don't understand what to do," said Sue Regan, chief executive of the independent research and policy group.

"They don't get the information or support that other groups can get.

"So really there's a limited amount of support that low earners can get at the moment."

Self-employed builder Sammy Lockie, who has not had regular work for months, said he now has to rely on his partner's income as she is the only one to earn money in the home.

"Without this money or income each month, without that steady pay cheque or PAYE, then none of this would be here," said the 33-year-old from Barnets, London.

"I wouldn't be sitting here talking to you. I don't know what would happen really.

"It's a struggle. Someone needs to do something."

Our Independent debt adviser said many people like Sam are finding their finances spiralling out way out of control.

"Even if they do get a job it maybe at a lower rate than previously and suddenly they find that housing costs, council tax... the next thing they know they might have thousands of pounds worth of debt."

The Government has insisted it is doing everything possible to help low earners during the economic downturn.
Except to show them how to earn money part time or full time working from home

"People really should go to their local council or their local job centre and find out if they can get housing benefit or council tax benefits," said Helen Goodman MP, from the Department of Work and Pensions.

"Those are both benefits that you can get in work, as well as out of work."

But people like Sam need to find a solution quickly - he has spent his savings on an engagement ring and has a wedding to plan.

http://uk.news.yahoo.com/5/20091129/tuk-fragile-finances-low-earners-overloo-45dbed5.html

yes you can earn money working from home as we have proved every year for the last 17 years in Ireland and the UK and now also in the Netherlands and Germany or Holland with http://www.workingfromhome.ie/ or contact Gerry on 00353872237086 and get the FREE information right now.

Happy Thanksgiving Gerry! And Here's What I Have To Say...

I received this letter from my friend Jonathan

~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~

Hey Gerry!

I was inspired to write this email
after thinking about the meaning of
this day... "Thanksgiving", and coming
to a conclusion of what it is I'm
actually most thankful for.

I want to share it with you right
now, because it's something many
of us Humans seem to forget from
time to time, and it can have a
profound impact on our well being.

What I am MOST thankful for...

Is LIFE Itself.

I am thankful to be ALIVE.

I am thankful to be alive right
here, right now, in this space.

And when I really reflect on it...

Life itself is possibly the biggest
gift ANY OF US could ever receive,
and how often do we completely take
it for granted.

How often do we get wrapped up in
the "Stories" inside our head about
"how bad we have it" or "this happened
to me or that happened to me"...

And we forget that the very fact
we are ALIVE is actually a gift.

An unexplainable, complete mystery.

In fact, all you have to do is look
up at the stars on a clear night...

And stare into the INFINITY that is
our universe, the INFINITY that is
our actual HOME...

And anyone paying attention can
instantly realize that life is a
gift.

That the very fact we exist...
is unexplainable.

We are just here. And the point
of being here... is just to live.

In essence, living is a gift.

A mysterious, beautiful, wondrous
gift IF we choose to perceive it
that way.

But see... that's the fun part.

We have to ask ourselves, how often
do we choose to perceive life NOT
as a gift?

How often do we choose to perceive
life as a struggle, a pain, or a
problem?

How often do we get so wrapped up
inside the stuff that continues
to burn through our head...

I want more money, I can't stand
my job, this person really ticks
me off, my boss stinks, my job
stinks, I won't be happy until
I get this or that...

And on and on it goes.

How often do we let our perception
get carried away in the trivial,
truly MEANINGLESS things in life...

And forget the GLORY, the absolute
MAJESTY of the fact we even exist?

You see... it's a CHOICE.

You can choose to see the world
as Beauty, Truth, and LOVE right
now. You honestly can, right now.

Or you can choose to see the world
as a problem, cruel, unfair, mean,
disappointing, or sad...

The choice is COMPLETELY yours.

And I'm not here to tell you what
way to see it.

All I can say is... life is insanely
happier when you choose the first
perspective over the 2nd one! :)

You know it's funny...

You could be HAPPY, fulfilled, filled
with adventure, and experience the joy,
the mystery, the love that is all
contained within life... while you
are dead broke.

Or you could be pissed off, somewhat
depressed, a bit senile, closed,
guarded, un adventurous, skeptical,
and fearful... while you are dead
broke.

Again, the choice is yours.

You could be happy, fulfilled, filled
with adventure, and experience the joy,
the mystery, and the love that is
all contained with life... while you
are rich as could stinking be.

Or you could be pissed off, somewhat
depressed, a bit senile, closed,
guarded, un adventurous, skeptical,
and fearful... while you are rich
as could stinking be.

:) Do you get it yet my friends?

Life is a choice. The way you
perceive life is a choice.

How you PERCEIVE life makes all
the difference to how you actually
LIVE and experience life.

Once you realize that NO ONE but
yourself calls the shots at the end
of the day on how you interpret
and perceive the world around you...

You realize that you are COMPLETELY
free, and always have been, to be
as happy and as peaceful as you want
in life... no matter WHAT is going on
around you.

Now for that... I AM THANKFUL.

I am thankful for this amazing,
mysterious gift that is LIFE.

And I am HELL BENT on making the
most out of mine. And living
this gift to the FULLEST.

And wouldn't it be just rad
if all we 'Empowered Entrepreneurs'
in this community made that choice
together...

As we pave the way for future
generations to come into a happier,
more peaceful, more wise world...

Built by us. Built by those who
realized the world is INSIDE of
them... not outside of them.

And that we are not the victims
of our environment...

But we are actually CREATING
our environment by how we perceive
it... in every single moment.

What a funky thought.

Wrap your head around it my friend
and it will change your life.

Really sit back and OBSERVE your
perception... rather then get lost
in it... and you will find you have
FAR more choices then you realize.

And with that... I will leave you
to celebrate this day with your
family, and ponder over the things
you are most Thankful for in this
'Gift called Life'.

Oh yea, and I'm pretty thankful
for you too Gerry. :)

You inspire me. All the people
I meet in this community inspire
me. And you are the reason why
I am here... even writing this now.

It's actually 12:46am right now, and
I got up to write this out of my bed
because these ideas started coming...

and I realized I care more about you,
and about this message... then I do
sleep. So that's that.

And again, thank you. Because without
you... I would never be pushing myself
so hard to GROW without limits... and
come back here and share all that I learn.

For that I will ALWAYS be grateful.

Ok, I'm really leaving this time. :)

Have a fantastic day Gerry and
we'll chat more soon.

Yours in Life,
Jonathan Budd

P.S. got some super cool, very fun,
and amazingly awesome announcements
coming right after the holidays.

Grab your popcorn! Because you're
about to be ENTERTAINED. :)

Go to
http://www.workingfromhome.ie

and sign up for
amazingly awesome announcements

####################################

This is for serious income earners
http://www.earnmoney.ie

and sign up for
amazingly awesome announcements

Something to Think About

Something to Think About

Greetings!   MEET FAITH THE INSPIRATIONAL DOG

This dog was born on Christmas Eve in the year 2002. He was born with  2  legs He of course could not walk when he was born. Even his mother did not want him. His   first owner also did not think that he could survive and he  was  thinking of 'putting him to sleep'.    But   then, his present owner, Jude Stringfellow, met him and  wanted   to take care of him.    She   became determined to teach and train this little dog to walk  by  himself.   She   named him 'Faith'. In   the beginning, she put Faith on a surfboard to let him feel  the  movement. Later she used peanut  butter on a spoon as a lure and reward    for him for standing up and jumping around.   Even   the other dog at home encouraged him to walk.   Amazingly, only after 6 months, like a miracle,    Faith learned to balance on his hind legs and to jump to move  forward.   After further training in the snow, he could now walk like a human  being.  Faith loves to walk around now. No matter where he goes, he attracts people to  him.    He is fast becoming famous on the international scene and    has appeared on various newspapers and TV  shows.    There is now a book entitled 'With a Little Faith' being published  about  him. He was even considered to appear in one of Harry Potter movies.  His present owner Jude Stringfellew has  given up her  teaching post  and plans to take him around the world   to  preach that even without a perfect body, one can have  a perfect  soul'.  In  life there are always undesirable things, so in order to  feel better  you just need to look at life from another  direction.    I   hope this message will bring fresh new ways of thinking to everyone   and that everyone will appreciate and be thankful for each beautiful day. Faith is the continual demonstration of the strength and wonder of life

Have a great read!   Barry the Book Knowledge is King www.knowledgeisking.co.uk

(0044) 1491 201530 www.knowledgeisking.co.uk

Forward email Email Marketing by Knowledge is King | 25 Hawthorne Close | Wallingford | Wallingford | Oxfordshire | OX10 0SY | United Kingdom

Gerry

087-2237086

http://www.workingfromhome.ie
http://www.earnmoney.ie

--    Ps  Winner's Take Action! I Believe You are a Winner! (Do You?)  You chat with me on any of these   u4wealth on Yahoo messenger greatprofits on Skype UrTopCoach on MSN Chat Millionaire Makers ON ICQ   PPs   <>*<>*<>*<>*<>*<>*<>*<>*<>*<>   Choose a career you love, and you will never have to work a day in your life. Looking for a new career to love, or to own your life,  and  "Let's make a difference in the people we meet today"     email <i>ownyourlife@eircom.net<i/a> or  ICQ no 231-712-210 or  you may call Ger today 00353 87-2237086 or  you can catch up with me on www.skype.com that's how you can  talk to your friends anywhere for free and you talk to me by  typing in greatprofits in the search for Skype friends  and we know your best friend would love to check this  out and you may pass this to your friend... :-)    <>*<>*<>*<>*<>*<>*<>*<>*<>*<>   . . . . PPPs  This is life changing if you really realise how little you  have left, have a watch of this powerfull video and see how  lucky you are to have access to this project that I am  working on and I will share it with you, so you will have  the opportunity to change other people's lives  http://video.google.com/videoplay?docid=8577255250907450469&hl=en-GB   Gerry   ########### yes it's in the numbers,  what is left in your tank....   . . . .

Have you heard the "Gonga Talking Clock?"

Take5 - 2 Smile "Spreading Smiles one or two Laughs at a Time.."

"Gonga your Talking Clock?"

Alfie was proudly showing off his new apartment to a couple of his friends late one night. He led the way to his bedroom where there was a big brass gong and a mallet. 'What's with that big brass gong?' one of the guests asked. 'It's not a gong. It's a talking clock,' Afie replied. 'A talking clock? Seriously?' asked his astonished friend. 'Yup' replied the Alfie. 'How's it work?' the friend asked, squinting at it. 'Watch' the Alfie replied. He picked up the mallet, gave the gong an ear-shattering pound, and stepped back. The three stood looking at one another for a moment. Suddenly, someone on the other side of the wall screamed, 'You @$$hole! It's three-fifteen in the morning!' :-D

If you enjoyed this email in the slightest bit please click on some of these links.
All we ask for is that you click on some of these links. Nothing Else.
What you do after you click on them is really up to you.

Degrees = Higher Pay

Get Debt Relief and Help

Huge Work at Home Income

-- Ps How You Can Make Great Money As Home Shopping Consultant Working Less
Than 30 Hours A Week starting Part time without affecting present situation No experience required as full training provided. Call Gerry or Text HSC.€63K+. plus your name plus address to 087-2237086 Email email <i>mentor4success@eircom.net<i/a>        

Rich people choose to get paid based on results.       

Poor people choose to get paid based on time." - T. Harv Eker  

 "Successful people are always looking for opportunities to help others.

Unsuccessful people are always asking,       

What's in it for me?'." - Brian Tracy  

Hey, have you seen this new training site for home business owners yet? http://mentor4success.blogspot.com/ 

http://greatprofits.magneticsponsoringonline.com/ 

The videos are really good. 

Best wishes, 

Gerry Melanephy 

00353872237086 

You chat with me on any of these 

u4wealth on Yahoo messenger 

greatprofits on Skype 

UrTopCoach on MSN

Chat Millionaire Makers ON ICQ  

Follow me on Twitter http://twitter.com/Mentor4Success

*IMPORTANT QUESTION* Are You Ready For Success in your life? (It's Not What You Think)

My good friend Jonathan Budd sent me this email and its so true of
any business or career you want to have success in...
~~~~~~~~~~~~~~~~~~~~~
You know, a most of people think this industry is about
networking, finding good people, marketing, or a whole slew of other
things we do to build our business...and that is 50% true.

But there's another 50% to this industry that REALLY flies over
most people's heads.  They may know it intellectually...but
they don't REALLY get how important it is.  And what I'm
talking about is your MINDSET.

Or in other words...the level of 'Internal' development that
has occurred within you...
this will allow you to create even greater success
much easier.

You see, as most of us figure out...being an entrepreneur is
NOT an easy thing to do.  It takes REAL commitment.  Real patience.
Real endurance.  And a fire inside that can NOT be extinguished
no matter what.

The people who develop these qualities within themselves are
able to *attract* others to them far easier.  They are able
to SOLVE PROBLEMS without getting down and out.  They are
better able to persist through obstacles and find the information
they REALLY NEED to take their business to the next level.

They can do all these things because of the WORK they have done
on the inside...that allows them to bulldoze through adversity
and stop at nothing to create success.

You see, successful people are PROBLEM SOLVERS.  Successful
people know how to FIND SOLUTIONS.  We all have problems, it's
no mystery.  There are things that we all have to figure out.

But the successful people are the ones who STOP AT NOTHING to
figure it all out!  This may be learning how to generate an
endless supply of prospects to consistently build your business
with.

Or it may be figuring out why you're so darn afraid every time
you pick up the phone to call a new person that just came in.

The point is...if we're not developing the qualities, traits,
and behaviors that it ACTUALLY takes to be successful...we are
going to have a much harder time actually doing it!

Success doesn't just float into most peoples laps.  It's something
that is deserved.  It's the result of the MASSIVE work you
do both inside and outside.  And when those two factors are
in alignment...it is FAR easier to build ANY business.  Network
marketing included.

So here's my advice today, observe just ONE limitation
you currently see within yourself or about your business.

Observe just one thing that is holding you back, or causing
you not to achieve the success you KNOW you can create.  And
then take an action step towards DEFUSING that limitation or
solving that certain problem in your business.

Do this enough...and on a consistent basis...and you will soon
find you're growing leaps and bounds both financially and
within!  And to me...the latter always comes first.

There is truly a never ending amount we can grow and achieve
if we really want it.  Enjoy yourself today Gerry!

Yours In Knowledge,
Jonathan Budd

P.S. Get access to the secret strategies I use on a daily basis
that puts me HEAD AND SHOULDERS above most network
marketers... In Fact, I've banked over 13k this week alone
using what I teach...
Now you can get this information as a guest free at our next open
day email for time and date to mentor4success@eircom.net

Gerry

087-2237086
http://mentor4success.blogspot.com/
http://www.viddler.com/explore/GreatProfits/videos/1/
In Desperation I called Gary on how he was making over 4 thousand every 4 weeks 7 years ago

http://www.workingfromhome.ie/
http://www.earnmoney.ie/

http://www.cyprus2009.co.uk/
http://www.caribbeancruise09.com/
http://www.cape-town2010.co.uk/

--   Ps  How You Can Make Great Money As Home Shopping Consultant Working  Less Than 30 Hours A Week starting Part time without affecting present  situation No experience required as full training provided.  Call Gerry or Text HSC.€63K+.  plus your name plus address to  087-2237086  Email  email <i>mentor4success@eircom.net<i/a>         Rich people choose to get paid based on results.        Poor people choose to get paid based on time."     -  T. Harv Eker    "Successful people are always looking for opportunities        to help others. Unsuccessful people are always asking,        What's in it for me?'."     -  Brian Tracy   Hey, have you seen this new training site for home business owners yet?  http://mentor4success.blogspot.com/  http://greatprofits.magneticsponsoringonline.com/  The videos are really good.  Best wishes,  Gerry Melanephy  00353872237086  You chat with me on any of these  u4wealth on Yahoo messenger  greatprofits on Skype  UrTopCoach on MSN Chat  Millionaire Makers ON ICQ   Follow me on Twitter http://twitter.com/Mentor4Success   <>*<>*<>*<>*<>*<>*<>*<>*<>*<>   

--   Winner's Take Action! I Believe You are a Winner! (Do You?)  You chat with me on any of these   u4wealth on Yahoo messenger greatprofits on Skype UrTopCoach on MSN Chat Millionaire Makers ON ICQ    PS  <>*<>*<>*<>*<>*<>*<>*<>*<>*<>  Most mothers hate dropping off their babies at day care so  they can spend 8+ hours at a job.  The thought of someone else seeing your baby's first steps  and hearing their first words is heart wrenching. I found a SOLUTION that helps Mums and Dads!  Working from home.  Keep more of what you earn since you don't have to pay for  day care.      Get more tax deductions  Best of all, be a full-time parent! with good money coming  in every month. email: <i>momshomeincome@eircom.net<i/a> or  you may call Ger today 00353 87-2237086  you can catch up with me on http://www.skype.com/ that's how you can  talk to your friends anywhere for free and you talk to me  by typing in              greatprofits in the search for Skype friends  and we know your best friend would love to check this  out and you may pass this to your friend...  <>*<>*<>*<>*<>*<>*<>*<>*<>*<> . . . . PPPs  This is life changing if you really realise how little you  have left, have a watch of this powerfull video and see how  lucky you are to have access to this project that I am  working on and I will share it with you, so you will have  the opportunity to change other people's lives  http://video.google.com/videoplay?docid=8577255250907450469&hl=en-GB   Gerry   ########### yes it's in the numbers,  what is left in your tank....   . . . .   

top 11 warning signs of debt you are ignoring...

The top 11 warning signs of debt

You may not think you have a debt problem – but then again, you may be in denial!

Here is how to tell...

These days, most of us have some form of debt to deal with – whether it is a loan, a credit card, or an overdraft. But the big question is, at what point does that debt become a serious problem?

If you are just about managing financially, you might not think you have a debt problem.

But if your finances are a bit of a mess and if you, even occasionally, struggle to keep up with your debt payments, this could indicate that your debt is a bigger issue than you realise.

Facing up to these problems can be really tough. And it can seem far easier to simply ignore the problem, shove your bills in a drawer somewhere, and hope it will all go away.

Unfortunately, it does not work like that, and the longer you ignore your debt problem, the worse your debt problem will get.

Get help fast by increasing your income even if you have to take on part time working from home.

So here are the top 11 warning signs that your debts could be spiralling way out of your control.

·     Check your credit report for free

1) You only pay on your credit cards the minimum monthly repayment

Minimum monthly repayments are typically set at ridiculously low levels. This means that if you only manage to pay this amount, it is going to take you a long time to pay off your credit card debt in full. Not only that, but you will end up paying way more in interest before you clear your balance.

This is how the credit card company make their money. And you don’t have to give them this money, if you pay off it all. This way you had the use of their money for a month at no charge.

2) You do not know how much you owe and you do not want to find out

If you have lost track of how much you owe and have no idea how you ended up in debt, you are  overspending. Losing track of what you are spending where is not a good idea, especially if you are spending large amounts. It indicates you have no personal control over your finances.

3) You're borrowing more to pay off your debts

Borrowing more and getting further into debt to meet your other debt payments is a dangerous path to follow – particularly if you're using payday loans, logbook loans or credit card cheques. Equally, if you're taking money out on your credit card just to cover monthly payments on other debts, you could find yourself in serious trouble very soon.

4) You are spending more than you earn every week

If you have no idea what your budget is and you are spending more than you earn each month, or you are not sure whether your salary is covering your expenses, you could be in serious trouble.

Here we can have you earning the extra money working from home within your first week

5) You use your credit card to pay for everyday spending

If you regularly use your credit card to pay for necessities such as food or petrol and cannot afford to clear the balance each month, your debts will continue to build up and put more strain on your finances.

6) You are regularly late paying bills

If you regularly fail to make your bill payments on time, your cheques bounce, or you overspend on your credit card or overdraft, you will incur extra fees and charges from your bank. This will drive you further into debt and could also damage your credit rating.

7) You have no savings

If you are unable to put even a small amount money aside into a savings account each month because your debts are too high, that is a major warning sign. Having said that, it is usually wise to pay off your debts before starting to save - so it is the right strategy, but do not be blasé about it: it is a sign that you are struggling.

8) You find it hard to talk about your situation with your partner or family

If you find it difficult to be honest with your friends and family about your debt problems, or you are lying to them about your spending habits, you could be in denial about your debt.

We will listen to your situation and show you some options to earning the extra money to cover your repayments working from home part time.

9) You have found you have been rejected for credit

This could be because you have too many credit cards – even if you no longer use them – or because you have missed payments in the past. All of this can damage your credit rating.

10) You are now constantly worried about your finances

Recent research from talkaboutdebt.co.uk has revealed that 61% of people in serious debt are not sleeping due to debt stress, and 29% have taken up to six months off work. If your money problems are affecting your working life, leisure time, and how you sleep, it is time to seek help.

11) You have either have lost your source of income or have had your hours cut.

Many times when you lose a job and you have been trying to get another job or even a new career, you hit brick walls even trying to get interviews, and you can give up in despair and then weeks past, even months go by, all the time any saving you had are running out fast and now you don’t know what to do, as this maybe the 1^st time you have been in this situation.

Help yourself by getting in touch with us so you can start correcting your debt to a manageable level by working from home on a part time basis.

If any of the situations outlined above apply to you, you are probably feeling concerned. Debt can have a serious impact on your life, but the important thing to remember is that you do not have to deal with it on your own. Simply talking about your financial problems with your friends and family can feel like a huge weight has been lifted off your shoulders. It is a big step in helping you to face up to your debt problem. We are here to guide you.

If you want to get back in control of your finances, the first thing to do is to adopt this goal: Destroy your debt.

Financial products

The following financial products may also help you to fight back against your debt: If you have credit card debt that is earning a hefty rate of interest, transfer that debt to a 0% balance transfer deal right away.

This will give you a bit of breathing space and give you a chance to tackle your debts head on. The current market-leader is the Virgin Money Card which offers a fantastic 16 month interest-free period. And as well as paying off a credit card or store card debt, you can also use this card to transfer money directly into your bank account to pay off an expensive overdraft or settle a debt with cold hard cash.

Just be aware you will have to pay a 4% transfer fee for this money transfer, and for the card balance transfer is just 2.98%. You also need to remember to try to clear the balance within this period of 16 months. If you not, you have to make sure you are ready to transfer the remaining debt to another 0% card – and just remember you will be charged another transfer fee in the region of 3%.

Another way is, you could switch your current account to a bank which offers an interest-free overdraft, and use that to pay off debts or transfer an overdraft. The Alliance & Leicester Premier Direct Account, for example, offers a 0% overdraft for an impressive 12 months!

So if you cannot move all your debts onto interest-free deals, try snowballing – it is a very effective way of tackling your debts. Find out more here. Finally, if you are really desperately and need more money, you would consider taking out a personal loan such as the Alliance & Leicester Personal Loan or the Sainsbury Shopper Finance with Card Loan called Nectar – both of which offer a low rate of 8% APR.

It is also a good idea to get a 0% new purchases credit card for any further spending you need to do. The Tesco Clubcard Credit Card, for example, will give you 12 months interest-free on your spending. What is great about this is that you will be able to focus on your more expensive debts without worrying about racking up any interest on any purchases you make, for a year.

Seek advice now

If you are still feeling completely at a loss as to how you are going to tackle your debts, independent debt advisory free service contact for such as Citizens Advice in UK, Citizens Advice in Ireland National Debtline, the Consumer Credit Counselling Service, Payplan and Advice UK. If you live in Northern Ireland contact your nearest Citizens Advice Bureau or get self-help advice and information here. ... Home - Citizens Advice Bureau

 

These charities will be able to provide guidance on a range of options to help you sort out your debt problems, and you will not have to pay anything for this advice. But whatever you do, do not bury your head in the sand and think your debt problem will go away by itself. Because it won’t go away on it’s own We will also send you out a FREE book on earning the extra income you need now working from home part time.

There are people out there who can help you and the sooner you start to face your debts, the easier it will be to get yourself out of debt. So do not give up on fixing your debt!

More from lovemoney.com

 

--   Ps  How You Can Make Great Money As Home Shopping Consultant Working  Less Than 30 Hours A Week starting Part time without affecting present  situation No experience required as full training provided.  Call Gerry or Text HSC.€63K+.  plus your name plus address to  087-2237086  Email  email <i>mentor4success@eircom.net<i/a>         Rich people choose to get paid based on results.        Poor people choose to get paid based on time."     -  T. Harv Eker    "Successful people are always looking for opportunities        to help others. Unsuccessful people are always asking,        What's in it for me?'."     -  Brian Tracy   Hey, have you seen this new training site for home business owners yet?  http://mentor4success.blogspot.com/  http://GreatProfits.magneticsponsoringonline.com  The videos are really good.  Best wishes,  Gerry Melanephy  00353872237086  You chat with me on any of these  u4wealth on Yahoo messenger  greatprofits on Skype  UrTopCoach on MSN Chat  Millionaire Makers ON ICQ   Follow me on Twitter http://twitter.com/Mentor4Success   <>*<>*<>*<>*<>*<>*<>*<>*<>*<>